The Million Dollar Question: Will My HDB Flat Go To ZERO After 99 Years?

Probably one of the biggest questions most HDB buyers have is: what happens when the 99-year lease is up? Does it just go down to zero? Or will you have an option of extending the lease?

A recent discussion on Reddit focused on this very question and on some possible alternatives. It’s an especially pertinent question at this point in 2022, with resale flat prices at record highs, and no less than 259 flats selling for $1 million or more last year. Have Singaporeans truly processed the significance of the 99-year lease limit; and is there a better way?

For the full article, please visit: https://stackedhomes.com/editorial/will-my-hdb-flat-be-worth-0-when-the-lease-expires-and-should-we-change-things/?utm_source=youtube.com&utm_medium=description&utm_campaign=ep_37

Chapters
0:00 - Intro
0:40 - Official stance
1:28 - Ideal solution: SERS
2:13 - Another solution: VERS
3:27 - Problems with VERS
6:27 - Possible solution #1 - Build back denser
6:56 - Possible solution #2 - Involve private developers
8:09 - Possible solution #3 - Changes to lease renewal methods
9:31 - Possible solution #4 (Sort of) - Even more sandwiched generation
11:38 - Outro

Feature image credit: A Time to Dance (1992 local show)

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Stacked is an online editorial aimed at helping Singapore home buyers, sellers and renters make better decisions. By regularly conducting research and publishing our findings, we hope to give our readers a much better perspective on buying, selling or renting Singapore real estate.

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